Health Insurance in Australia | Haginss |
What is Overseas Student Health Cover (OSHC)
All International Students are required to have the
Overseas Student Health Cover (OSHC) for the period of their study in
Australia.
This includes their dependents – spouses and children
under 18 years of age.
Overseas Student Health Cover in Australia (OSSH)
Healthcare Insurance in Australia is covered by the Australian
National Health Insurance Program. However, this program does not provide
cover to international students.
Instead, international students are encouraged to use
the Overseas Student Health Cover (OSHC)
– allowing international students to access health cover without suffering
financial hardships.
Why Should International Students have OSHC?
The overseas student health cover is important to
international students for various reasons. First, there is no health insurance
framework in Australia that overseas students can utilize.
Additionally, OSHC has proven to be affordable –
helping students offset huge medical bills without spending much in the
process.
Lastly, a OSHC user can include dependents in the
plan, ensuring that the health cover is accessed in the case the user has a
family.
Who Offers OSHC?
Overseas student health cover is offered by various
health funds approved by the Australian government. They include:
·
NIB OSHC
·
Allianz Care
Australia (Peoplecare)
·
Ahm OSHC
Where to Find Further Information on OSHC?
A student can access more information, compare
government-approved providers, and different policies.
Oshaustralia.com.au/en
– provides a platform to compare government approved providers in one place.
Additionally, privatehealth.gov.au
provide full information regarding this plan and a set of other important
information.
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