Health Insurance for International Students in Australia: What is OSHC?

Health Insurance for International Students in Australia: What is OSHC?

Health Insurance in Australia | Haginss


What is Overseas Student Health Cover (OSHC)

All International Students are required to have the Overseas Student Health Cover (OSHC) for the period of their study in Australia.

This includes their dependents – spouses and children under 18 years of age.


Overseas Student Health Cover in Australia (OSSH)

Healthcare Insurance in Australia is covered by the Australian National Health Insurance Program. However, this program does not provide cover to international students.

Instead, international students are encouraged to use the Overseas Student Health Cover (OSHC) – allowing international students to access health cover without suffering financial hardships.


Why Should International Students have OSHC?

The overseas student health cover is important to international students for various reasons. First, there is no health insurance framework in Australia that overseas students can utilize.

Additionally, OSHC has proven to be affordable – helping students offset huge medical bills without spending much in the process.

Lastly, a OSHC user can include dependents in the plan, ensuring that the health cover is accessed in the case the user has a family.


Who Offers OSHC?

Overseas student health cover is offered by various health funds approved by the Australian government. They include:

·         NIB OSHC

·         Medibank Private

·         CBHS International Health

·         BUPA Australia

·         Allianz Care Australia (Peoplecare)

·         Ahm OSHC


Where to Find Further Information on OSHC?

A student can access more information, compare government-approved providers, and different policies.

Oshaustralia.com.au/en – provides a platform to compare government approved providers in one place.

Additionally, privatehealth.gov.au provide full information regarding this plan and a set of other important information.

The information in this article has been well-researched and sourced from Australian government website.

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